Hi and welcome to 247QuoteUs.com - the smart insurance blog
My name is Barbara Waltz and I have been working in the insurance industry for more than 10 years. As an insurance agent it is my job to help find suitable insurance plans that fit the needs, life situation and budget of my client. I and some fellow collegues started this blog for that reason - to offer you our knowledge and insight and produce reliable and transparent online information regarding Home, Life, Health, Vehicle and Finance Insurance.
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6 Ways to Save Money on Motorcycle Insurance Coverage
Now that we are looking forward to the end of a very cold winter, your thoughts may be turning back towards riding a motorcycle. As you get your bike checked out, take a little time to over motorcycle insurance too. Make sure you have the best coverage at the a competitive rate! 6...
Personal Accident Insurance Explained
You might have heard that personal accident service is important, but different insurance plans can be hard to understand because they offer so many options. Once you have had personal accident insurance explained, however, you should be able to determine if you need a policy and which one will suit your needs. Personal Accident Insurance Helps Pay for Emergency Medical Services One of the primary reasons that people purchase personal accident insurance is to help pay for emergency medical services...
What to Know About Buying Disability Insurance
Many types of people would like to buy disability insurance because, while they have health insurance to pay for medical services, they have no way to replace lost income if they cannot work. In fact, a large portion of bankruptcies are caused because of an illness or injury, and the majority of these people had health insurance. While most of us can barely surf the web or watch television without seeing an advertisement for life insurance, private disability insurance has not been marketed the same way...
Business Insurance: What Is An Umbrella Policy?
Businesses use several different types of insurance policies to protect them from significant financial loss. Sometimes, though, an event can cost you more than your business insurance is willing to cover. When this happens, you need an umbrella policy that will pay for the rest of the damages...
Teen and Senior Drivers - Higher Risk of Auto Accidents?
AAA, the American Automobile Association, has a foundation on auto safety that has collected many statistics about US drivers. According to AAA statistics, two groups of drivers that have the most risk of suffering fatal auto accidents lie on both ends of the age spectrum. I think it is very important to keep this data in mind if you fall into one of these age groups, or if you care for people in those age groups...
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Auto Insurance for the Student Driver
Are you shocked by car insurance rates for the young drivers in your family? Get some help by understanding how insurers set rates, and what you can do to get a discount on student drivers. Why is Student Driver Car Insurance So High? I know many parents who were shocked by the rate increase when they placed a teenager on their car insurance policy. The parents had a long driving history without many accidents or claims, and they enjoyed low car insurance rates...
How Are Disability Premiums Determined?
Disability insurance is a valuable financial tool that you and your employer can use to cover you and secure your family in the event of your becoming disabled. When you pay for disability insurance, your monthly premiums can vary depending on a few things.
What Types Of Disasters Are Covered?
A homeowner’s insurance policy can protect you from significant financial loss in disastrous situations. However, standard homeowner’s insurance policies do not cover all calamities. Knowing the level of coverage in your insurance policy will help you determine whether to purchase additional coverage to protect your family...
When Disaster Strikes: 3 True Flood Stories
Those who have not lived through a large flood might not understand the awesome power that water commands. These three true flood stories show that disaster can strike at any time, causing death and destruction in its path. The Ohio River Flood of 1937 The Ohio River flood of 1937 stretched almost 650 miles from Pittsburgh, Pennsylvania, to Cairo, Illinois, located at the southern tip of the state, killing 385 people and causing 500 million dollars of damage...
What Could Happen Without Dental Insurance?
These days many people are trying to cut back on expenses, but getting rid of your dental insurance could actually cost you more in the long run. Knowing what could happen to you and your family without dental insurance might make you find another way to save money. Paying for Your Regular Cleanings Most dental insurance plans pay for regular cleanings and a check-up twice a year...