Hi and welcome to 247QuoteUs.com - the smart insurance blog
My name is Barbara Waltz and I have been working in the insurance industry for more than 10 years. As an insurance agent it is my job to help find suitable insurance plans that fit the needs, life situation and budget of my client. I and some fellow collegues started this blog for that reason - to offer you our knowledge and insight and produce reliable and transparent online information regarding Home, Life, Health, Vehicle and Finance Insurance.
Read More...
Advantages and Disadvantages with a Group Insurance Plan
Group insurance is designed so that employers, unions, and other organizations can get widespread coverage for their members at a reasonable cost. Instead of getting individual coverage for each person in a company or organization, insurance companies offer group plans for the entire group that overall tend to be less expensive. Who Does It Cover? Overall, group insurance plans cover those in the group with the same benefits...
Payment Plans For Involuntary Unemployment Insurance
Involuntary unemployment insurance can help you pay your mortgage if you lose your job. The benefits differ from company to company, but the average policy covers your mortgage payment up to $2000 six times over three years. If you lose your steady source of income, this can mean the difference between keeping your house and defaulting on your mortgage loan...
Top 10 Auto Insurance Myths
Myths can be dangerous things, especially when it comes to automobile insurance. When choosing your automobile policy, it's important to know where reality ends and myths begin. This knowledge can help you save money on premiums and become a safer driver at the same time! 1...
How Will President Barack Obama Change Our Health Insurance?
The economy has taken center stage for President Obama’s team, but he has also promised much-needed reforms for the healthcare system. Therefore it seems likely that while these reforms might come later than originally expected, there will be some changes made to healthcare and heath insurance policy. It is impossible to determine exactly how any changes that Obama wants to make will actually affect citizens because those changes would need Congress’ approval, but you can expect some general trends in the years to come...
Swine Flu and Health Insurance
Just when many Americans are concerned about their health insurance because of high unemployment and the loss of group medical plans, we have another concern. Now we are worried about an epidemic, or possible pandemic, of swine flu breaking out. However, in the US, we do have resources to deal with this disease, and with prompt attention, the vast majority of afflicted people seem to get better...
Get a free insurance quote!
Top 10 Most Dangerous Jobs - Do You Need Life Insurance?
Although the prudent thing for many people to do at some point in their lives is to ...
Is Health Insurance Good Business?
US health insurance can be very good business, especially if you look at medical giant Humana. They topped their earnings estimate in the first quarter of 2009, during a year when many individuals and small businesses are struggling to keep their coverage in place. Of course, commercial health insurance did not contribute the most to the earnings spike...
67 Worst U.S Natural Disasters: The Last 103 Years
The threat of natural disasters is something many Americans live with every day. In a matter of moments homes are destroyed and lives are lost, and while there is insurance to protect your life and assets against Mother Nature, floods, hurricanes, tornadoes and earthquakes, they still do their share of damage every year, usually to the tune of billions of dollars. We have listed 67 moments in U...
Obtaining Health Insurance for Autistic People
One of the biggest problems for families with autistic children or adults is obtaining health insurance coverage. In my state, most individual carriers will issue an automatic decline for individuals on the autistic spectrum. Even if your family has group health insurance coverage, that plan may not want to cover all of the medical services an autistic individual may require to thrive...
You May Be One Serious Illness Away From Bankruptcy
In an effort to show the magnitude of people that are affected by today’s insurance climate in America, I have gathered a list of people who have had their insurance coverage revoked after getting sick, literally thrown out of hospitals, and/or been refused treatment due to their lack of “proper insurance”. Terms such as Patient Dumping and being On Skid Row describe a context where patients are kicked out of the hospitals as the insurance companies run for the hills. Just this year two L...