Five BIG ways to Save on Home Insurance!

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5 Ways to Save on Home Insurance

Homeowner’s insurance is an important part of protecting your most valuable investment: Your home! Homeowner’s insurance also protects your belongings—electronics, furniture and family heirlooms—from loss or damage.

>> OF COURSE COMPARE HOME INSURANCE RATES FOR FREE WITH OUR ONLINE HOME INSURANCE QUOTE FORM!

And though home insurance is an important purchase, you can still find a comprehensive policy for a price that won’t stretch your wallet. The Insurance Information Institute, an independent insurance resource for consumers, recommends doing the following:

Shopping around. There are a myriad of insurance companies and brokers out there, all of which sell similar home insurance policies for different prices. But don’t waste time flipping through the Yellow Pages to contact four or five agents—shop online here—and receive multiple insurance quotes from local agents.

Taking advantage of discounts. You may be eligible for an array of discounts which can lower your home insurance premium. Be sure to ask prospective home insurance agents about discounts for:

  • Buying multiple policies through the same insurer (like home and auto)
  • Living within 15 miles of a fire station
  • Installing electronic burglar alarms
  • Installing multiple smoke detectors
  • Updating plumbing and heating equipment

 

Increasing your deductible. The higher your deductible—the amount you pay on a claim before the insurance company takes over—the lower your premium will drop. Just remember to select a deductible you can afford; you don’t want to break the bank if you need to file a claim.

Making routine home repairs. Invest some time, money and elbow grease into making repairs to your roof, plumbing and heating systems and the like. It will reduce the chances of an in-home catastrophe, and your agent will reward you by lowering your premium.

Maintaining good credit. Many homeowners are surprised to learn about the correlation between insurance rates and their credit history. And while some states are questioning whether or not to throw credit rating out of the premium-determining bucket, right now, it’s still a widespread practice. So pay those bills in full and on time!

You’ve got the tips—now start saving!

Now that you’re armed with the proper insurance saving artillery, you’re ready to start shopping. You can start here by entering your zip code into our quote box at the top of this page. You can also Compare Home Insurance Rates Here! You’ll receive free home insurance quotes from local agents, allowing you to compare policy types and premium prices and pick the policy that best fits your needs.

home insurance, homeowners insurance, renters insurance, condo insurance, landlord insurance

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This entry was posted on Monday, November 26th, 2007 and is filed under Home Insurance.

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One Response to “Five BIG ways to Save on Home Insurance!

  • 1
    mathurin
    November 29th, 2007 07:06

    Do you wish to reduce your insurance payments? The sad fact is anyone could answer that question. Whether you are looking for auto insurance, life insurance, homeowners insurance, or health insurance; one of the things which you are probably interested in is finding the lowest insurance rates. There are many ways to go about finding these rates, but one of the best ways is through an insurance quote website. Here, we will take a much closer look at some of the main benefits that online quote comparison search sites such as QuoteDir.com have to offer. Read on to determine whether or not using such a website is an option which you may want to consider, especially if you are currently looking for low cost insurance rates.

    Free insurance search websites make finding the insurance rates which you are looking for easier. While you could decide to make a bunch of telephone calls, or visit the website of each and every single insurance company that you can think of to request a free quote, this would take a lot of time and energy on your part. All in all, it would be a complete waste of time on you part, especially when there is a much easier option available for you. QuoteDir.com is one of the companies that gives you the option of saving time when it comes to finding the right insurance company. The primary function of QuoteDir is to help online insurance shoppers locate top Insurance carriers in their area by simply entering a zip code. The service is free, and you’ll be able to find the best providers in your specific area for either Auto, Life, Health, Home, Motorcycle, and Small Business Insurance. This can be very beneficial to those who lead busy lives and do not have the time to search the web for each individual insurance company.

    Another one of the main benefits that QuoteDir has to offer you, is the ability to compare insurance quotes from insurance companies which you may have never even known about. While you may only think of some of the top insurance companies when you are searching for the perfect insurance rate, an insurance quote directory will be able to provide you with quotes from companies in your local area that you may not even know exist. This will help you get a wider selection of insurance quotes to choose from, which is why online quote comparison is often so preferable nowadays.

    Additionally, quotedir.com has carefully selected a list of insurance carriers that are able to provide free insurance quotes instantly online. Meaning after submitting just one short application, you’ll receive your free rate quotes instantly. You could possibly save up to 70% on your insurance by using such a service. The best thing it’s totally free, and you can obtain a free quote in just 2 to 3 minutes.

    Comparing insurance quotes online is a wonderful option to find low cost insurance. There are several benefits which includes free instant quotes, finding top carriers,
    local insurance company match, save time, and possibly save up to 70% on your insurance. The bottom line is, when insurance companies compete for your money, you automatically win by saving money.



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