Group Health Insurance and Your Home or Small Business

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All of us think about our medical insurance, and this problem has grown to be an increasingly large source of expense and frustration for business owners. If you run a small business with a few employees, or if you man a home business by yourself, you have probably confronted some small business health insurance problems. Rates increase, underwriting is getting tougher, and yet it is very risky to do without any medical plan!

Mini Biz has a great post which discusses the advantages of small business group health insurance, plus some reasons why you may want to skip the company plan and have everybody find invidual medical coverage. You can also find an online group health insurance quote form on MiniBiz.US. This is a good way for busy business people to get a quick comparison of different medical plans available in your area, and an estimate of how muc those plans will cost.

If you choose to go the individual route, don’t assume you cannot qualify or afford it. Many different plans with different underwriting levels are on the market, and creative medical coverage solutions are being developed every day. Yes, medical coverage can be expensive and hard to get, but where there is a market, there will be businesses who want to enter that market! Compare Individual Health Insurance Rates and Plans without our fast, safe, and free quote form!

If you have trouble qualifying for a medical plan, contact your state insurance department or a qualified health insurance agent for help. Either way, you should be able to learn about your state high risk plan. Every state has one. Here is a list of the US State Insurance Departments.

Look here for a complete Business Insurance Online Resource.

group health insurance, small business health insurance, home business health insurance

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This entry was posted on Thursday, January 17th, 2008 and is filed under Business Insurance, Health Insurance.

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