Archive for the 'General Insurance On the Internet' Category


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Collision Coverage — Should you drop it?

I read a lot of articles about how to save money on personal car insurance. Many of them suggest that you consider the book value of your car, and if it isn’t high - they tell you to drop the collission portion, and only keep liability insurance. Liability insurance pays to fix the other guy’s [...]

Tips For Safer Driving

As you know, a good driving record will help keep car insurance premiums lower! If you’ve had a few too many accidents lately, you may want to check out some simple safe driving tips from professional racing drivers. Even though the professionals use these skill under competitive conditions, they would apply to those of us [...]

How Much Life Insurance for How Many Years?

How Much Life Insurance Do You Need?
One of the most frequent questions that life insurance shoppers ask me is how much life insurance they need. I ask them to think about the people who depend upon them financially. I also ask them to think about people who would be responsible for paying for final expenses [...]

Car Insurance: The Cost of Traffic Tickets

Ugh. You just got a traffic ticket. Maybe you rolled through that stop sign at the corner or your foot was a little too heavy on the gas. The cop was just out of your line of vision, but he saw you. It wasn’t your day, and instead of letting you off with a warning, [...]

How To Protect Yourself Against Health Insuranace Scams

The US Department of Labor publishes a plethora of information on ways to protect yourself against health insurance scams and fraud. You may be a business owner, and consider yourself to savvy to ever be fooled, but many scam operators are quite savvy. We all refer to a famous case in my home states where even the [...]

Do you need Business Car Insurance?

More and more small business owners and home business owners are relying on their personal car insurance, even though they use their car for business use. Some business owners even loan their cars to employeers or expect their employees to use their own cars for business use.
Commercial car insurance is like personal car insurance, but [...]

Are some annuities unsuitable for seniors?

Apparently the state of Minnesota is charging Allianz with selling unsuitable annuity products to seniors. The suit charges that Allianz did not disclose that seniors would have their limited savings tied up for 15 years, and that the bonuses would not be available to the seniors for the same time period.
The sale of long term [...]

How to Choose An Insurance Agent

OK, so you just found out your insurance company has raised your rate, or your insurance company did not provide good service when you made a claim. You decided to find new insurance but don’t know how to find a new insurance agent.
It’s easy to fill out a quick form to find local insurance agents [...]

Maybe You Can Afford Health Insurance!

You may think that you cannot afford health insurance, or maybe you’ve seen a price quote and thought it was sky high! Well, the premiums on health insurance plans can make the monthly payments on luxury cars look affordable! However, maybe you don’t need a Jaguire of a health insurance plan, and could live with [...]

Business Insurance

This site - 24/7 Quote US - is mostly about personal insurance. I write a lot about insurance topics that important to individuals for their family’s security. However, more of us run small businesses these days, and so I’ve decided to devote another project to the topic of commercial or business insurance.
Many of us rely [...]

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