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Get A Health Insurance Plan You Can Live With
Think about why you really need health insurance. You need to protect your assets in case of a major illness or injury. You need access to quality health care. You do not want to worry about going bankrupt over an illness, or facing an emergency you have no way to pay for. Then buy health insurance for those reasons, and not to cover every sniffle.
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To get started in buying a cheap enough health insurance plan, feel free to contact our partnered insurance agency though a free insurance quote. Click on “Start Quote” and proceed to fill in your insurance specifications.Advantages and Disadvantages with a Group Insurance Plan
Group insurance is designed so that employers, unions, and other organizations can get widespread coverage for their members at a reasonable cost. Instead of getting individual coverage for each person in a company or organization, insurance companies offer group plans for the entire group that overall tend to be less ...
How Will President Barack Obama Change Our Health Insurance?
The economy has taken center stage for President Obama’s team, but he has also promised much-needed reforms for the healthcare system. Therefore it seems likely that while these reforms might come later than originally expected, there will be some changes made to healthcare and heath insurance policy. It is impossible ...
Swine Flu and Health Insurance
Just when many Americans are concerned about their health insurance because of high unemployment and the loss of group medical plans, we have another concern. Now we are worried about an epidemic, or possible pandemic, of swine flu breaking out. However, in the US, we do have resources to deal ...
Is Health Insurance Good Business?
US health insurance can be very good business, especially if you look at medical giant Humana. They topped their earnings estimate in the first quarter of 2009, during a year when many individuals and small businesses are struggling to keep their coverage in place. Of course, commercial health insurance did ...
Obtaining Health Insurance for Autistic People
One of the biggest problems for families with autistic children or adults is obtaining health insurance coverage. In my state, most individual carriers will issue an automatic decline for individuals on the autistic spectrum. Even if your family has group health insurance coverage, that plan may not want to cover ...
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Medicare for All?
This may be shocking to some of you, but many experts feel as if the politicians leading the charge towards massive health care reform really want Medicare for all Americans. Of course, you have to recall that, in the early 1960’s; Medicare was a very revolutionary idea. In fact, the ...
Getting US Stimulus Aid For COBRA Health Insurance Premiums
What is COBRA? COBRA laws extend group health insurance benefits for terminated employees. Not all workers will have COBRA protection. Very small companies do not fall under the law, and of course, only workers who had group health insurance at their workplace when they were employed would benefit. The current COBRA extension ...
Understanding Out Of Network Health Costs Lawsuits
What Does Out Of Network Mean? PPO and HMO health insurance plans use a network of medical service providers. These providers agree to abide by network rules, and of course, network price guidelines. So these providers, like doctors, hospitals, and therapists, agree to accept network charges for various medical services. In ...
Is A Life (Insurance Policy) Worth Less Today?
What is a Life Settlement? People can sell their life insurance policies to a third party for less than the face value of the policy. The third party hopes to profit by collecting the proceeds when the covered person passes away. Typical sellers are retired people who decide the cash settlement ...
Hope For Health Reform Compromise
Even though people on all sides of the political spectrum admit that the US health care system cannot serve the needs of many citizens, reform keeps getting stalled. One of the big problems has been getting all of the different players to compromise. Health insurance companies, business management, medical providers, ...