COBRA is not a health insurance plan, but rather the US federal law that extends group health coverage in some cases for ex-employees and their families. Now not all US companies have to comply with COBRA. For instance it usually only applies to companies with at least 20 employees. On the other hand, in some […]

If you are in the US, and you are shopping for affordable health insurance, I do not have to tell you that it is hard to find a great policy that fits into a budget. Especially with rising fuel and food prices, finding an extra few hundred dollars a month to fund health insurance is […]

Are you shopping for a family health insurance plan or selecting your group medical at work? If you are, you may be confronted by comparing an HMO vs PPO vs HSA medical plan. The article linked in the previous sentance outlines the pros and cons of the three most common type of plan.
The basic thing […]

All of us who run are own businesses have health insurance on our minds quite often these days. Of course, since I just got a notice that my premium went up about $25, maybe I am particularly sensitive right now. Now $25 does not seem like a lot, and it is a little more then […]

Last time Clinton attempted major health care reform, small business associations fought against it. I believe, as a small business owner myself, that was a short sighted and misguided step. However, this time small businesses are stepping up to push for health care reform. And why not? Small business group policies are, in general, the […]

BestQuoteUS.com posted a great article about understanding health insurance coverage, and the process to go through in case a health insurance claim is denied. The first thing they explain is that you need to understand that not everthing a doctor decides is medically appropriate may be covered under your own individual or group medical plan. […]

A California woman had her health insurance plan cut off while she was going through very expensive treatments for breast cancer. She started chemotherapy, but doctors stopped treating her because her health insurance stopped paying the bills. Later, she did find treatment through a state funded program, but the emotional damage was done. This story […]

 Women do need to know about Health Insurance!
After all, in many, if not most families, women make decisions about health insurance. In my experienced, women are more concerned about the security of a good medical plan, and if they are mother’s, women tend to be the one to take children to the doctor. Also, despite the […]

In case health reform is on your mind, you might want to find an easy way to compare the presidential’s stands on health insurance reform. This was just about the largest domestic issue before the housing crash got worse and the experts started predicting recession. WebMD has published a good website where you can take […]

All of us think about our medical insurance, and this problem has grown to be an increasingly large source of expense and frustration for business owners. If you run a small business with a few employees, or if you man a home business by yourself, you have probably confronted some small business health insurance problems. […]