Archive for the 'Health Insurance' Category


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Stroke Risk Tied to Lack of Health Insurance - Study

Yesterday, Yahoo Health published a study that stroke risk is tied to a lack of health insurance. I would think this would be intuitively obvious, but maybe it helps to have scientists kick in on the issue. The study is published in the Society of General Internal Medicince Journal. People without health insurance are more [...]

Worried About Health Insurance

Everybody in the US should have some concerns about health insurance. If you are working for a company which provides a group plan, you are still probably contributing more money for less benefits than you were a few years ago. It doesn’t look like things will get better either since business owners are looking for [...]

Health Insurance and Why Businesses Want Out!

Business thinks health insurance is expensive
O.k. as my kids would say, Doh…..! According to this article by the Christain Science Monitor, U.S. businesses are seeking a shift in the health care burden. Now who do they want to pay for health insurance?
Well, according to the article, businesses will probably seek a shift to a hybrid [...]

Insurance is cheaper if you don’t smoke.

Insurance will be more available if you don’t smoke!
Products like health and life insurance will also be more available to you if you don’t smoke. Not only are smokers rated up, but smoking in combination with other problems like high blood pressure or asthma can get you declined where you would have been accepted before.
I [...]

John Edwards weighs in on health insurance reform!

Wow, this election year is really getting exciting, and I am just on my knees hoping that all the rhetoric actually accomplishes some real change!This is not a popular stance in the health insurance circles, but it is my stance.
Democratic Candidate John Edwards weighs in on healthcare.
He wants to close tax loopholes the wealthy have [...]

Bush Plan May Signal the End Of Employer Based Health Insurance and why that’s GOOD NEWS!

Wow, the Chicago Tribute thinks the new Bush Plan may signal the end of employer based health insurance. Well, you know I disagree with Bush the second on so many things, but for once, I see his point - and I’m sure it’s an unpopular one. How come you have to do this to me [...]

Types of Health Care Plans!

Before you go health insurance shopping, you’d better understand some of the insurance industry buzzwords your agent is likely to throw out without even reallizing it!
The most common types of health care plans are:
HMO - Health Maintenance Organization. You must access a network of doctors, hospitals, and other providers to get treatment. These are also [...]

Americans want free health insurance?

Do you want free health insurance?
Ha Ha - Move to Europe! (Slaps knee!). Sorry that was cruel. Really though, we need to get something going on as the premiums for health insurance move outside the realm of affordability. I am an isurance agent, but I also need to keep my own family insured just like [...]

Maybe you can afford health insurance

As an agent, I often hear my potential clients tell me that they’ve already spoken to an agent and they just could not afford the price of health insurance that he or she quoted him. When they tell me the quote, I am quite astounded. Understand that many of my clients who are looking for [...]

Health Insurance HSA Questions and Answeres

HSA plans are the buzz with health insurance premiums so high! Here’s an example of a Frequently Asked Health Savings Account Question!

HSA plans or health savings account plans are high deductible health insurance with savings accounts. The accounts pay interest and have tax benefits. You can use the money in the acount to pay for [...]

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