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Health Insurance Cost Tips
If you have shopped for health insurance recently, or are in the process of shopping for health insurance, you know it can be a frustrating experience. I am self employed, myself, and was surprised to see my on premium raised 25% over the advertised rate even though I have no major health problems. Worker's health insurance went up 36% between 2000 and 2004, while earnings only increased 12%...
Health Companies Soak the Poor - According to Health Affairs Blog
I have seen this before, but the Health Affairs Blog just posted a new article. Those without insurance pay 2.5 to 3 times as much for health insurance as the uninsured do...
Does Your Business Need Group Health Insurance?
Have you thought about providing group health insurance for your company, or are you struggling with your current small business health plan? If you are a small business owner with these problems, then don't feel alone. Even Walmart execs have been meeting with union leaders to discuss how the high cost of health plans are affecting their large multi national companies! The Business Insurance Store has Published some thoughts about Group Health Insurance Costs, Pros and Cons, and also tips on finding affordable group health for small business.
Maybe You Can Afford Health Insurance!
You may think that you cannot afford health insurance, or maybe you've seen a price quote and thought it was sky high! Well, the premiums on health insurance plans can make the monthly payments on luxury cars look affordable! However, maybe you don't need a Jaguire of a health insurance plan, and could live with a Dodge! By raising your deductible and cutting out doctor copays, you may be able to cut that health insurance premium in half (or more!). You really want to buy health insurance to protect yourself from a catastrophe, but maybe a $5,000 or even $10,000 worst case loss would not really ruin your life. Meanwhile, while you go about your business with good health, the monthly premiums also won't ruin your life...
Companies are Still Struggling with Health Insurance Premiums
The Insurance Rate published a good article on the struggle US companies are having with their insurance premiums. Business owners want to offer great health plans to their employees, and employees want to their work to provide them. However, the cost is climbing much faster than inflation, and businesses are looking for some relief with group health...
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California Health Insurance Reform Proposals
Well, California now has a good spread of health insurance reforms on the table! Even if you don't live in California (I don't). The spread of reform proposals range from mild ones like expanding public health clinics and urgent care facilities to instating a state health insurance program which everybody belongs to! The California Health Care Proposals are outline here at the California Health Care Reform Org Site. The reason this is important to you even if you don't live in California is that their solution may lead the rest of the nation in health care reform...
Expensive US Prescriptions
I got this email from my cousin who is also a dentist: Think About This One!!! It is short but very interesting! A car company can move it's factories to Mexico and claim it's a free market. A toy company can out source to a Chinese subcontractor and claim it's a free market. A shoe company can produce its shoes in southeast Asia and claim it's a free market...
Health Care Reform On The Horizon? Not!
Darn, I was really getting swept up by the political rhetoric. I was sure that either the current administration, or one of the aspiring candidates, was ready to step up to the plate and knock a new health plan out of the park! However, this one may be more of a bunt. It may not all be the politicos fault, according the Health Affairs Blog...
Stroke Risk Tied to Lack of Health Insurance - Study
Yesterday, Yahoo Health published a study that stroke risk is tied to a lack of health insurance. I would think this would be intuitively obvious, but maybe it helps to have scientists kick in on the issue. The study is published in the Society of General Internal Medicince Journal...
Worried About Health Insurance
Everybody in the US should have some concerns about health insurance. If you are working for a company which provides a group plan, you are still probably contributing more money for less benefits than you were a few years ago. It doesn't look like things will get better either since business owners are looking for ways to share more of their costs for health care with employees...