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5 Advantages With Senior Life Settlement
Learn some of the advantages of pursuing a senior life settlement. Settling your life insurance is a possible alternative if you want money to travel and enjoy the later years in life. But if you are still hesitant these pros might help you make a decision...
What you should know about dental plans
Dental Plans are not all the same If you are looking for dental coverage, you will see two types of dental plans. One type is a dental discount plan, and the other type is dental insurance. Dental insurance may come with copays, deductibles (amounts you pay before the insurance pays), limits (the amount the insurance will pay per year), and waiting periods for pre-existing conditions...
Insurance is cheaper if you don’t smoke.
Insurance will be more available if you don't smoke! Products like health and life insurance will also be more available to you if you don't smoke. Not only are smokers rated up, but smoking in combination with other problems like high blood pressure or asthma can get you declined where you would have been accepted before. I am not preaching! I smoked for a couple of decades...
John Edwards weighs in on health insurance reform!
Wow, this election year is really getting exciting, and I am just on my knees hoping that all the rhetoric actually accomplishes some real change!This is not a popular stance in the health insurance circles, but it is my stance. He wants to close tax loopholes the wealthy have to help raise funds for improved medical coverage for all Americans. He would expand medicaid, lower costs for the middle class - and generally make sure the 47 million Americans that are uninsured have a chance to get health care coverage...
Bush Plan May Signal the End Of Employer Based Health Insurance and why that’s GOOD NEWS!
Wow, the Chicago Tribute thinks the new Bush Plan may signal the end of employer based health insurance. Well, you know I disagree with Bush the second on so many things, but for once, I see his point - and I'm sure it's an unpopular one. How come you have to do this to me just when I'm all set to start shouting HILLARY? Points to Ponder that are bound to be unpopular, but I sort of get them...
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Types of Health Care Plans!
Before you go health insurance shopping, you'd better understand some of the insurance industry buzzwords your agent is likely to throw out without even reallizing it! The most common types of health care plans are: HMO - Health Maintenance Organization. You must access a network of doctors, hospitals, and other providers to get treatment. These are also called managed care plans...
Americans want free health insurance?
Do you want free health insurance? Ha Ha - Move to Europe! (Slaps knee!). Sorry that was cruel. Really though, we need to get something going on as the premiums for health insurance move outside the realm of affordability...
Maybe you can afford health insurance
As an agent, I often hear my potential clients tell me that they've already spoken to an agent and they just could not afford the price of health insurance that he or she quoted him. When they tell me the quote, I am quite astounded. Understand that many of my clients who are looking for private or individual health insurance are middle class people - small business people, contractors, or others who do not happen to have a group plan at their place of work...
Online Dental Insurance
I get asked about dental insurance as often as I get asked about health insurance! Many employers do provide health insurance, but dental insurance is lacking. You may be able to provide this benefit for yourself, your family, and even your business for less than you think. I am a Texas Agent, so I will refer you to a page where you can get a direct dental insurance quote online...
Health Insurance HSA Questions and Answeres
HSA plans are the buzz with health insurance premiums so high! Here's an example of a Frequently Asked Health Savings Account Question! HSA plans or health savings account plans are high deductible health insurance with savings accounts. The accounts pay interest and have tax benefits. You can use the money in the acount to pay for things like medical care, dentists, vision care, and even chiropractors! Q...