Find the Right Health Insurance in 2 Minutes!
No Physicals For Life Insurance and No Medical Disability Too!
Many visitors are looking for simple issue life and disability insurance that will offer them coverage despite health conditions, past history and occupations. Some life insurance and disability insurance companies will decline based on past health issues, even if they are cured or well managed now. Some will decline based on a past run in with the law, even if it was years ago, and the individual has not offended since then...
Health Care Premiums Up 6%
According to Yahoo! News, Health Care Premiums are up 6 percent this year, putting the insurance out of reach of many individuals and small businesses. The good news is that is the lowest increase in quite a few years, but the really BAD NEWS is that health care premiums have risen almost 80% since 2001! Now the insurance companies claim that the increases are due to increasing medical costs, longer hospital stays, and demand for expensive, state of the art treatments. However, Wellpoint, the nation's largest insurer had an 8 percent profit increase for the last quarter...
How to Find Affordable Health Insurance
You know you should carry health insurance, but the premiums can really be a pain in the budget. I have heard of fairly healthy middle aged people being shocked by rate increases until the bills are $600 a month and more! And yet, health is important, and it is hard for them to see how they can trim their budgets any more to be able to make for another bll that may be almost as high as their mortgage payment, and is probably more than a car payment! Understand how insurance companies assess rates. They look at a population of people by age, gender, general health habits, and location...
E Health Insurance Plans
If you are frustrated by your search for an affordable health insurance plan that still gives you great health coverage, we'd like to help. It will take forever to meet with half a dozen health insurance agents and compare their plans and suggestions. It can also be confusing, and you may find yourself sorting through piles of brochures that are long on health insurance sales copy, but short on real facts...
Mini Med Health Insurance Plans
I found an article in BusinessInsuranceStore.com on Mini Med Health Plans and the general impact of high health insurance benefit premiums on business today. Of course, I have always told people to try and find major medical health insurance if they can, but in the current state of US health insurance, that may just not be practical or even possible...
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HSA health plans benefit some insurance shoppers!
HSA or Health Savings Account plans are not for everybody, but can provide great benefits to some people who are looking to make the most of their health insurance dollars. This article on HSA Health Plans outlines the benefits, and also situations where a more traditional health insurance plan would work out better. HSA plans allow you to buy a high deductible healht insurance plan which should have lower premiums and less chance of dramatic rate increases...
Medicare Health and Prescription Plan Info is Online!
As you know, no two people have the same DNA or fingerprints! We also have different financial situations and health conditions. Your individual needs determine the best Medicare Health plan for you, and NOT some one size fits all deal that many ads would have you believe. Medicare Supplements with a higher premium, but that cover everything, may be great for some individuals...
Health Insurance Costs Impact the Affluent Too!
Higher Health Insurance Costs Affects the Middle Class Too! When we consider the forty-seven million Americans without health insurance, we usually think of it as a problem of the poor or lower middle class. Very poor people can qualify for federal government programs like Medicaid, so the problem often does impact the class known as the working poor. A worker at a job which pays a little more than minimum wage, and which does not include a health insurance benefit, is unlikely to be able to set aside money for health insurance...
Health Insurance Costs Impact the Affluent Too!
Higher Health Insurance Costs Affects the Middle Class Too! When we consider the forty-seven million Americans without health insurance, we usually think of it as a problem of the poor or lower middle class. Very poor people can qualify for federal government programs like Medicaid, so the problem often does impact the class known as the working poor. A worker at a job which pays a little more than minimum wage, and which does not include a health insurance benefit, is unlikely to be able to set aside money for health insurance...
Long Term Care Insurance
As Americans are living longer, the odds are also increasing that we will need to use an assisted living or nursing facility during our lives. Medicare only pays for short term care, and not long term care. That underscores the need for long term care insurance...