Most ads today are for term life insurance policies, but the traditional type of life insurance - whole life - is still around. Before you buy life insurance, make sure you understand the benefits of whole life!

Whole life is permanent coverage, and it will not be terminated unless the premiums are unpaid, or the policy [...]

Advantages of Term Life Insurance
 Lower insurance rates are a big advantage of term life insurance policies. Of course, consumers should be advised to enjoy the lower premiums over permanent policies, and to use some or all of the difference to fund savings and investments which will provide better returns on their money.
But not passing away during [...]

Many diabetiics assume that they cannot qualify for life insurance because of their chronic health condition. In my experience, many life insurers are very willing to consider individuals on a case by case basic. With improved health care, many diabetics are living long lives, and insurers know they have no reason to turn down this [...]

We found a great post on how to save money on life insurance. You can read the post, but the main tips are here:

Shop Around - Absolutely Compare Prices
Ask About Discounts - Insurance Agents should know what type of things will shave premiums
Healthy Living - Of course, healthier and younger people get lower life insurance [...]

If you are looking for an affordable life insurance policy that will still cover you, you may want to consider decreasing term life insurance. What this means is that the face value, or insured amount, of the policy will decline throug the term of the policy. A common use for decreasing term is to cover [...]

Do Senior Citizens Need Life Insurance?
Conventional wisdom (A misnomer?) tells us that younger people with growing families should have affordable term life insurance. This assures them that their children and spouse will be provided for, their home will be safe, and debts can be settled if they pass away. Apparently when people reach retirement age all [...]

Why do so many women insist that their husband’s have adequate life insurance coverage, and then they pass on providing that same coverage for themselves? It is a cliche that women’s life insurance is cheaper than men’s, and internet life insurance quote forms make it so simple to quote and apply for!
Well, that topic is [...]

What Is Universal Life Insurance?
Whe many consumers search for life insurane to buy, they discover universal life insurance. They call us with their first question: What Is Universal Life Insurance? Universal Life Insurance is a form of permanent life insurance like whole life insurance. Both types of insurance also can grow a cash value beyond [...]

If you are a senior citizen, or if you are involved in the care of an elderly person, you have probably been bombarded for ads for products that are called burial policies or final expense insurance. These are, simply, smaller face value whole life insurance policies that are designed to be simple for older people [...]

Life Insurance Troubleshooting: Your Questions Answered
Two things are true about life insurance: We don’t like to talk about it, and because of that, some of our life insurance questions go unanswered.
To help you address your policy problems, we’ll answer four of the most common life insurance questions so that you can be confident and in [...]