If you have purchased a home within the last few months, you probably have received plenty of cards and letters encouraging you to buy mortgage life insurance. They probably also offer, in addition to mortgage insurance, a chance to purchase disability, critical illness, and something called a return of premium - or cash back option.
Mortgage [...]

Insurance will be more available if you don’t smoke!
Products like health and life insurance will also be more available to you if you don’t smoke. Not only are smokers rated up, but smoking in combination with other problems like high blood pressure or asthma can get you declined where you would have been accepted before.
I [...]

When most of my clients think about life insurance, they are spouses and/or parents who start by considering their mortgage payments. Since a house is the largest investment that most of us ever make, they want to make sure their home is protected for their families if something should ever happen to them.
You can do [...]

I had known that there was some variation for life insurance premiums, but was shocked to see a comparison page between 10 nationally known companies. The premiums for a 20 year term life policy with a million dollar death benefit for a 45 year old non-smoker varied by as much as $300 a year. If [...]

Mortgage Insurance is usually a term life insurance product where the underwriting requirements may be somewhat easier because you have just purchases a new home with a home loan. If you are healthy, you may actually get better rates on term life insurance by going through a full underwiting process. If you don’t want to hassle [...]