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Car Insurance Increases After One Accident
I had a spotless driving record for years, but then I blew it. I backed into the tail end of a truck in a parking lot, and even though I was going about 1 mile an hour, and the damage was very minor, I was at fault. Of course, the first thing I thought of, after I made sure everybody in both cars was uninjured, was how much this minor accident would cost me in auto insurance rates...
Save Teen Lives With Safe Cars For Young Drivers
We found some great tips on helping teens drive safely buy choosing a safe car for younger driver! Of course, these tips will also help you find affordable car insurance for young drivers because car insurance companies take driving records, and the type of car into account when calculating rates. Here are some tips: 1. Choose a Car with Average Horsepower...
Bad Credit Raises Car Insurance Rates Sometimes
Is Your Credit Score Affecting Your Car Insurance Rate? You can be a great driver with a long history of safe driving, and you still might not qualify for the lowest car insurance rates. Auto insurers won the right to use a customer's credit rating as a factor when they decide which rate class to assign. Furthermore, they do not even have to inform you that you are in a higher rate class that raises your rates...
Rental Car Insurance
Summer is coming and if you’re thinking about renting a car for vacation, you will be asking the age old question – “Should I purchase the car insurance from the rental agency?” The answer is – IT DEPENDS. If you do your homework before you get to the rental counter you can save yourself a lot of money. It really won’t take much time because while you’re shopping for a good deal on a rental you can also be checking out the insurance situation...
Minimum Car Insurance Liability Coverage
Basic Rules for Minimum Liability Coverage to Drive a Car Auto Insurance minimum liability requirements are set by the state. However, these basic rules should help you understand the basics, no matter where you live. We all want cheap auto insurance...
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Cheap Cars To Insure
Cheap Cars For Cheap Insurance I found a great article on cheap cars to insure. Apparently car insurance rates depend upon lots of factors besides your driving record, and when you are considering the cost of a new car, do not forget a potential increase in your monthy premiums! Of course the article also lists cars that are expensive to insure too! In general, high car insurance costs come with high repair bills. Cars that are expensive to repair are more expensive to inusure...
Recessions and Bill Cutting and Happy New Year Anyway!
Welcome to 2008! The news is still hopeful, meaning that some economists have hope. But many economist and the majority of average people who are asked, believe the country is going to endure a temporary recession next year. Most of the problems are brought on by the wave of housing disasters: loans that are difficult to get, price slump, foreclosures - like the 3 horsemen of the 2008 recession...
Cheap Car Insurance — How I saved 1/2 of My Car Insurance Premium!
I thought it was all hype. I really did. Every TV ad told me that this car insurance company or that car insurance company had the cheapest rates! However, it was impossible to know which one to believe, and I just stuck with the company I had because it was not too expensive...
What’s my credit got to do with it?
What’s my credit got to do with it? A lot, unfortunately (or fortunately if you have good credit). According to a report by the Federal Trade Commission (whose mission is to protect consumers) credit history is an effective predictor of the claims risk of auto insurance applicant. And that’s why insurers fight tooth and nail to maintain the right to use credit scores in their underwriting...
Discount Car Insurance
We All Need Car Insurance In the US, in every state, you must show proof of financial responsibility to drive a car. For most people, that proof of financial responsibility means that you show proof of the minimum car liability insurance that your state requires. For most people, good car insurance coverage just makes sense, but it can be difficult or expensive for some drivers to obtain the best car insurance coverage...